Many loan applications are signed under time pressure. The new car has to be bought, the home furnishings are falling apart. There are thousands of reasons, but unfortunately many customers find afterwards that they have spent too much money on their loan.
If you surf the Internet a little, you will quickly find that there are significantly cheaper offers. At this point, debt restructuring is often considered and it is almost always worthwhile.
Planning a debt restructuring correctly
In order to take a more prudent approach to debt restructuring this time, it makes sense to do a detailed planning. Unfortunately, some then find that they have a negative private credit checker entry and ask themselves whether debt restructuring is possible despite the private credit checker entry. However, many borrowers only find this out if their concerns have been rejected by the house bank or an internet bank.
However, there is still a way to have a debt rescheduling, namely through a loan without private credit checker, so that you don’t have to go from bank to bank and get one rejection after the other, it is important to recognize this point early and accordingly to act. Debt restructuring despite private credit checker entry is possible with the right bank. There are banks on the Internet that offer such a loan.
Everyone gets such a loan
A debt rescheduling despite private credit checker entry is in principle possible for anyone who has a permanent job and therefore receives a regular income. This must be proven by a suitable document. As a rule, the self-employed and unemployed do not get such a loan.
The loan amount is also limited. It is 3500 USD. It should also be noted that the interest rates are a little higher here, because the bank takes a higher risk with such a loan. The application can be downloaded from the Internet. The questions must be answered truthfully, which is also in the interest of the borrower.
The money will then be paid out as quickly as possible and debt restructuring can begin despite the negative private credit checker. However, processing the application can take a few days, although it is faster than most house banks.