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home equity


Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. (The Credible Money Coach explains the possible …

Debt consolidation loans are personal loans used to merge high interest debts such as credit cards, payday loans or other bills into a brand new fixed rate loan. After you receive the funds from this loan, they are used to pay off your other debts. If you pay off the loan on time, get a …

Dear Dave, I’ve seen a lot of ads lately for debt consolidation companies, debt settlement companies and HELOC. Are any of these methods for reducing debt a good idea? — Brant Dear Brant, No. These are all bad ideas when it comes to getting out of debt. There’s a lot of noise these days about …

Credit card spending has increased in the United States due to financial constraints caused by COVID-19. Texas leads the pack behind California for states with the highest increase in credit card debt, according to a Sept. 21 study by WalletHub. And low mortgage interest rates haven’t translated into low credit card interest rates. Surprisingly, the …

Image source: Getty Images The right personal loan could make your debt much cheaper and easier to pay off. Key points Personal loans allow you to borrow money for almost any reason. They often come with affordable interest rates. Personal loans can be used to consolidate debts. This means that you take out a new …

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. As a homeowner, you have additional financial responsibility, including mortgage, property taxes, home maintenance, and other expenses. You may also be carrying high-interest debt, such as credit cards. Fortunately, there are ways …

Fresh landscaping can add a personal touch to a new home or spice up a backyard where you’ll have happy get-togethers. But if you’re just in the planning phase, a DIY landscaping project might be the way to go this year. Pandemic-induced supply chain hiccups for materials like wood and increased demand from homeowners over …